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Wednesday, August 31, 2011
PART 1 BOOK.pdf - 4shared.com - document sharing - download - PART 1 BOOK.pdf
PART 1 BOOK.pdf - 4shared.com - document sharing - download - <a href="http://www.4shared.com/document/2jSxz9Tl/PART_1_BOOK.html" target="_blank">PART 1 BOOK.pdf</a>
http://www.4shared.com/u/tWm21QSS/nmfp04.html
http://www.4shared.com/u/tWm21QSS/nmfp04.html
Bank of America Settlement Faces Growing Challenges - NYTimes.com
It is not looking good for banks right now. The settlements might be the tipping point. Why did the banks hide all the fraud????
“Soon after being sold to the trust, Countrywide’s loans began to become delinquent and default at a startling rate,” the complaint, filed Monday by U.S. Bancorp, said. “During the time period in which Countrywide originated the loans, it completely ignored its underwriting guidelines.” Bank of America acquired Countrywide, a subprime lending giant, in 2008.
The courtroom maneuvering on both fronts underscores the legal threats looming over Bank of America as a result of the collapse of the housing bubble and the disastrous acquisition of Countrywide, a $4 billion purchase that has already cost the bank more than $30 billion."
'via Blog this'
Monday, August 29, 2011
A story missing from our media: Iceland's on-going revolution
As our rights (see foreclosure issues and corruption in courts) diminish, this story becomes ev en more important!
As one European country after another fails or risks failing, imperiling the Euro, with repercussions for the entire world, the last thing the powers that be want is for Iceland to become an example. Here's why:"
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Friday, August 26, 2011
Judge deals Costco setback in 'slurpee' lawsuit - Business - Retail - msnbc.com
Our favorite foreclosure defense judge really seems fair with day to day litigation! One would think that Costco would rather just settle up than to pursue this. It seems biz's have the advantage with the ability to pay for lawyers etc. Congrats Judge Shack for leveling the playing field.
Judge deals Costco setback in 'slurpee' lawsuit - Business - Retail - msnbc.com: ""The court, in balancing the interests of plaintiff Danza against financial 'goliath' defendant Costco, holds that it would not be in the interest of substantial justice to try this action in Florida instead of New York," Shack wrote.
A Costco spokeswoman declined to comment, citing a company policy not to discuss litigation.
Pursuing the case at home could avert more pain for Danza.
"I do not intend to be traveling to Florida in winter anymore as traveling is too painful and stressful for me," she said in court papers quoted by Schack.
The case is Danza v. Costco Wholesale Corp, New York State Supreme Court, Kings County, No. 31512/2010."
'via Blog this'
Judge deals Costco setback in 'slurpee' lawsuit - Business - Retail - msnbc.com: ""The court, in balancing the interests of plaintiff Danza against financial 'goliath' defendant Costco, holds that it would not be in the interest of substantial justice to try this action in Florida instead of New York," Shack wrote.
A Costco spokeswoman declined to comment, citing a company policy not to discuss litigation.
Pursuing the case at home could avert more pain for Danza.
"I do not intend to be traveling to Florida in winter anymore as traveling is too painful and stressful for me," she said in court papers quoted by Schack.
The case is Danza v. Costco Wholesale Corp, New York State Supreme Court, Kings County, No. 31512/2010."
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How Chase Ruined Lives of People Who Paid Off Their Mortgages « naked capitalism
Do you still think the banks don't steal homes? Do you still think the banks are there to help you???? ? This is no different than the hell people went through trying to achieve modifications that took over a year sometimes two years with failure, or those that modified only to have bank sell home (and whoops, its too late to fight a sale.)
But Chase did not pay off the mortgage. It put the funds in a suspense account The Barnetts found out the mortgage had not been paid off on their own, and called Chase to get the matter corrected. Chase then proceeded to harass the Barnetts for payment, calling at home and at work. Chase then ‘fessed up that they had the money, and asked the wife, April, to send a fax instructing them to make the payoff. They didn’t, called to pressure her again, and claimed......" Keep reading by clicking on title link! Its worth it!
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Bombshell Admission of Failed Securitization Process in American Home Mortgage Servicing/LPS Lawsuit « naked capitalism
Bombshell Admission of Failed Securitization Process in American Home Mortgage Servicing/LPS Lawsuit « naked capitalism: "HMSI is a servicer (the successor to Option One, and it may also still have some Ameriquest servicing). AHMSI is mad at LPS because LPS was supposed to prepare certain types of documentation AHMSI used in foreclosures. AHMSI authorized the use of certain designated staffers signing with the authority of AHSI (what we call robosinging, since the people signing these documents didn’t have personal knowledge, which is required if any of the documents were affidavits). But it did not authorize the use of surrogate signers, which were (I kid you not) people hired to forge the signatures of robosigners.
The lawsuit rather matter of factly makes a stunning admission (note that PSA here means Professional Services Agreement, and it was the contract between AHSI and LPS, click to enlarge):"
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The lawsuit rather matter of factly makes a stunning admission (note that PSA here means Professional Services Agreement, and it was the contract between AHSI and LPS, click to enlarge):"
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Sharing information and tips to increase earnings. Increase your passive, residual income. Guest bloggers welcome.
Thursday, August 25, 2011
BofA ‘Buying Credibility’ With Buffett - Bloomberg
BofA ‘Buying Credibility’ With Buffett - Bloomberg: "Bank of America Corp. (BAC), seeking to snap this year’s stock plunge, will pay billionaire Warren Buffett $300 million annually to do what he did for Goldman Sachs Group Inc. during the credit crisis: bolster confidence.
The $5 billion sale of preferred equity, which initially sent the shares up 26 percent, may improve investor perceptions without meaningfully affecting the source of their concern, the bank’s capital, according to analysts including William Tanona at UBS AG. The deal gives Buffett’s Berkshire Hathaway Inc. (BRK/A) warrants that could make it the lender’s largest stockholder."
'via Blog this'
The $5 billion sale of preferred equity, which initially sent the shares up 26 percent, may improve investor perceptions without meaningfully affecting the source of their concern, the bank’s capital, according to analysts including William Tanona at UBS AG. The deal gives Buffett’s Berkshire Hathaway Inc. (BRK/A) warrants that could make it the lender’s largest stockholder."
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Buffett invests $5 billion in Bank of America - Yahoo! News
Buffett invests $5 billion in Bank of America - Yahoo! News: "Buffett said in a statement Thursday he called Bank of America's CEO Moynihan to ask about investing because he considered the bank a strong, well-led company.
Berkshire will receive a dividend of 6 percent on his investment in Bank of America. Berkshire will get 50,000 preferred shares and warrants to purchase 700 million shares of common stock at $7.14 per share. Buffett can exercise the warrants at any time in the next 10 years. If he does, it would make him the banks largest shareholder with a stake of 7 percent.
An hour after the deal was announced, Buffett had already made a profit on paper of $500 million on the stock warrants thanks to a surge in Bank of America's stock price. After closing at $6.99 Wednesday, the stock jumped 87 cents or 12 percent to $7.86 Thursday. Bank of America's stock traded as high as $15 in January, before its mortgage woes worsened."
'via Blog this'
Berkshire will receive a dividend of 6 percent on his investment in Bank of America. Berkshire will get 50,000 preferred shares and warrants to purchase 700 million shares of common stock at $7.14 per share. Buffett can exercise the warrants at any time in the next 10 years. If he does, it would make him the banks largest shareholder with a stake of 7 percent.
An hour after the deal was announced, Buffett had already made a profit on paper of $500 million on the stock warrants thanks to a surge in Bank of America's stock price. After closing at $6.99 Wednesday, the stock jumped 87 cents or 12 percent to $7.86 Thursday. Bank of America's stock traded as high as $15 in January, before its mortgage woes worsened."
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Tuesday, August 23, 2011
East Coast Earthquake Jams Cell Phones As People Try Calling
East Coast Earthquake Jams Cell Phones As People Try Calling
Earthquakes keep up and we won't have to worry about foreclosures. :) LOL
Sharing information and tips to increase earnings. Increase your passive, residual income. Guest bloggers welcome.
Sharing information and tips to increase earnings. Increase your passive, residual income. Guest bloggers welcome.
Friday, August 19, 2011
ForeclosureGate Deal – The Mandatory Cover Up | Dailycensored.com
ForeclosureGate Deal – The Mandatory Cover Up | Dailycensored.com: oreclosureGate affair, according to a report in the New York Times on April 9. The Times noted that twelve million homes will be lost by 2012. Home equity values are down by $5.6 trillion since the real estate crash.
The draft agreement released to American Banker shows another corporate-friendly deal designed to maintain the incumbent perpetrators at the expense of the people. (Image: zoonabar)
The draft agreement released to American Banker shows another corporate-friendly deal designed to maintain the incumbent perpetrators at the expense of the people. (Image: zoonabar)
US makes criminals priority for deportation - CBS5 - KPHO - Phoenix News, Weather and Sports
US makes criminals priority for deportation - CBS5 - KPHO - Phoenix News, Weather and Sports: Homeland Security Secretary Janet Napolitano announced Thursday that the department will focus on deporting illegal immigrants who are criminals or pose a threat to national security or public safety.
Napolitano announced the plan in a letter to a group of senators who support revamping the immigration system. Under the change, approximately 300,000 deportation cases pending in immigration court will be reviewed case by case.
Napolitano announced the plan in a letter to a group of senators who support revamping the immigration system. Under the change, approximately 300,000 deportation cases pending in immigration court will be reviewed case by case.
Obama’s vacation ripped, but he’s taken less time off than Bush - Chicago Sun-Times
Obama’s vacation ripped, but he’s taken less time off than Bush - Chicago Sun-Times: Obama’s upcoming vacation is his ninth vacation since taking office. Obama has spent all or part of 38 days on vacation away from the White House. He has also made 14 visits to Camp David spanning all or part of 32 days, for a total of 70 days, Knoller said.
Bush, at this point in his first term, had made 14 visits to his Texas ranch spanning all or part of 102 days, Knoller said. He also made 40 visits to Camp David spanning all or part of 123 days. His vacation total at this point in his presidency was all or part of 225 days away.
White House press secretary Jay Carney doesn’t think the public begrudges the president a break to recharge and spend time with his family.
Bush, at this point in his first term, had made 14 visits to his Texas ranch spanning all or part of 102 days, Knoller said. He also made 40 visits to Camp David spanning all or part of 123 days. His vacation total at this point in his presidency was all or part of 225 days away.
White House press secretary Jay Carney doesn’t think the public begrudges the president a break to recharge and spend time with his family.
Bank aims to foreclose on Burt Reynolds' Fla. Home - Celebrity Circuit - CBS News
Bank aims to foreclose on Burt Reynolds' Fla. Home - Celebrity Circuit - CBS News: (CBS/AP) The downturn in the United States housing market has affected many people. Burt Reynolds is one of those affected.
A bank is seeking to foreclose on Reynolds' Florida home so it can collect about $1.2 million for a mortgage.
Sharing information and tips to increase earnings. Increase your passive, residual income. Guest bloggers welcome.
A bank is seeking to foreclose on Reynolds' Florida home so it can collect about $1.2 million for a mortgage.
Sharing information and tips to increase earnings. Increase your passive, residual income. Guest bloggers welcome.
Thursday, August 18, 2011
NOTARY COMPLAINT UPdate: Tiffany and Bosco fraud documents
TWO TIFFANY AND BOSCO NOTARIES HAVE THEIR COMMISSION SUSPENDED.
ANN ARMSTRONG (30) DAYS
PAULA GRUNTMEIR (90) DAYS
ANN ARMSTRONG (30) DAYS
PAULA GRUNTMEIR (90) DAYS
This is the result of one local (arizona) doing two notary complaints based on the foreclosure documents. Congratulations. The AZ - AG is continuing its investgation to the best of our knowledge.
NOTE: ONce you have a notary complaint finished and a good (for you) outcome, follow up with appropriate actions such as lawsuit to prevent a repeat. WE are aware of at least one bank switch after notary revocation. A new bank took over starting from square one. Do not let that happen to you, if you can avoid it.
BART Police latest victims of 'Anonymous' | Gather
Zingervotes decided to run this article because as many of you in the foreclosure defense fight know, the world is changing. The results of financial hardship such as foreclosure or job loss or even just stock market drops can cause rioting. The corruption in foreclosures and the banking industry has been ignored. The resulting actions by political corruption, police corruption is leading to turmoil and modern day vendettas. V was a popular movie that highlighted the need for people to regain control of their government. ANONYMOUS is the modern day V according to many. Read, watch the videos and keep up with what is happening with this group!@
Christine O'Donnell walks out of Piers Morgan's... | Gather
Christine O'Donnell walks out of Piers Morgan's... | Gather: On CNN's Piers Morgan Tonight, a former candidate running for the state of Delaware walked off during a taping after refusing to answer questions. The sticking point? Piers was pressing the former candidate about some of her views with gay marriage.
Tim Tebow Bounty? Nevin Shapiro put cash in... | Gather
Tim Tebow Bounty? Nevin Shapiro put cash in... | Gather: Besides all the cash, prostitutes and other improprieties alleged, the man behind it all say he paid team members to go after two players on the football field. A cash bounty per se. Shapiro had a $5,000 bounty on Tim Tebow and Chris Rix, both quarterback played on the college fields five to seven years ago, but the focus of sharing this information will still be felt.
BART Police latest victims of 'Anonymous' | Gather
BART Police latest victims of 'Anonymous' | Gather: BART police are the latest victims of the group "Anonymous." On Tuesday the list of the police officers, along with personal data, was copied off one of BART's police union website and was posted on another for public viewing. This is the second digital attack since Sunday and seems part of the threats coming from Anonymous.
Sunday, August 14, 2011
'Anonymous' Issues Video Message to Egypt | Gather
'Anonymous' Issues Video Message to Egypt | Gather: "In Egypt, the political leaders are accused of not allowing freedom of the press and denial of freedom of speech as well as various other 'crimes' against humanity.
'Anonymous' is referred to some as the modern-day 'V'. Corruption and denial of basic human rights are brought to the world's attention, via protests against the oppressors. Freedom of religion and speech are denied by the Egyptian government, according to video message."
'Anonymous' is referred to some as the modern-day 'V'. Corruption and denial of basic human rights are brought to the world's attention, via protests against the oppressors. Freedom of religion and speech are denied by the Egyptian government, according to video message."
Tuesday, August 9, 2011
Guardian: The Ignored London Riots Context – 333 Deaths In Police Custody, 0 Convictions :
Guardian: The Ignored London Riots Context – 333 Deaths In Police Custody, 0 Convictions :: "The Guardian reports on the context behind the London Riots that is being completely ignored – unbridled corruption and police brutality.
The U.K. is ripe with police corruption/brutality and while the corporate media refuses to report on it, an article from The Guardian hits the nail on the head.
Since 1998 there have been 333 deaths in police custody and not one single conviction, which previously prompted a Guardian piece warning that the police are not on our side and that there is a movement by the masses to remove the media barons and the feral elite from power."
The U.K. is ripe with police corruption/brutality and while the corporate media refuses to report on it, an article from The Guardian hits the nail on the head.
Since 1998 there have been 333 deaths in police custody and not one single conviction, which previously prompted a Guardian piece warning that the police are not on our side and that there is a movement by the masses to remove the media barons and the feral elite from power."
Thursday, August 4, 2011
NewsDaily: BofA to take $13 billion more in charges: Bernstein
Hard to believe with large bailouts and given that BOA is servicer and not owner of mortgages that the losses are hitting so hard...
The bank was hit hard by toxic home loans after BofA bought mortgage lender Countrywide Financial in 2008, just as the housing market bubble was bursting, ensuing billions of dollars in losses.
Bernstein also cuts its earnings view on top U.S. investment banks Morgan Stanley and Goldman Sachs, citing the prolonged weakness in U.S. housing, negative impact of European debt and turmoil in the"
NewsDaily: BofA reports worst ever loss, margins shrink
NewsDaily: BofA reports worst ever loss, margins shrink: "Some of Bank of America's businesses, like credit cards, experienced rising profits and loan growth during the quarter.
'It's a tale of two cities,' said Jason Ware, equity analyst at Albion Financial Group. 'You have one that looks like it's starting to make money, and then you have this mortgage business that is still throwing off pretty large losses.'
He and other analysts also said Bank of America is not likely to raise its skinny penny-a-share dividend until at least 2012.
One negative sign for the bank is that its loan book shrank, even as many rivals experienced loan growth. Also pressing profits is lending margins, which are shrinking as the longer-term rates at which banks can lend are falling relative to the short-term rates at which banks borrow.
At Bank of America, these factors translated to a 13 percent decline"
'It's a tale of two cities,' said Jason Ware, equity analyst at Albion Financial Group. 'You have one that looks like it's starting to make money, and then you have this mortgage business that is still throwing off pretty large losses.'
He and other analysts also said Bank of America is not likely to raise its skinny penny-a-share dividend until at least 2012.
One negative sign for the bank is that its loan book shrank, even as many rivals experienced loan growth. Also pressing profits is lending margins, which are shrinking as the longer-term rates at which banks can lend are falling relative to the short-term rates at which banks borrow.
At Bank of America, these factors translated to a 13 percent decline"
NewsDaily: NY seeks to intervene in BoA $8.5 billion pact
NewsDaily: NY seeks to intervene in BoA $8.5 billion pact: "NEW YORK, Aug. 4, 2011 (Reuters) — New York's attorney general is seeking to intervene as an 'adverse party' in Bank of America Corp's $8.5 billion settlement over losses in mortgage-backed securities.
New York Attorney General Eric Schneiderman filed a motion late Thursday evening seeking to intervene in order to 'protect the marketplace and the interests of New York investors, the vast majority of whom otherwise are not present before the Court in"
New York Attorney General Eric Schneiderman filed a motion late Thursday evening seeking to intervene in order to 'protect the marketplace and the interests of New York investors, the vast majority of whom otherwise are not present before the Court in"
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