Editors note: I have done this to other one side contracts but not to this extent. CHALK ONE UP FOR THE CONSUMER:
Dmitry Agarkov outwits Russian bank by writing own credit card terms: "The bank said he owed them charges, interest and late-payment fees. A court ruled that, because of the no-fee, no-interest stipulation Agarkov had written in, he owed only his unpaid $575 balance. Now Agarkov is suing the bank for $727,000 for not honoring the contract's terms, "
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